Boomer Benefits Is Simplifying the Options Available for Those Applying for Medicare

Fort Worth, Texas -

Boomer Benefits is offering free consultations to seniors who are eligible for Medicare to help them pick the right plans for themselves and secure their medical coverage needs.

Medicare is one of the most popular social security programs in the nation as it provides valuable coverage to the most vulnerable slice of the American population, seniors aged 65 and older. Despite the popularity of Medicare and the number of decades that it has been around, it is still a complex system with several parts that can be overwhelming to understand and navigate. It is also continuously evolving as public health needs change and different administrations make tweaks to it.

There are four parts to Medicare – Part A, Part B, Part C, and Part D – each of which covers a different aspect of medical care. Part A is hospital insurance that covers the cost of inpatient care and stays at skilled nursing facilities. However, it does not cover outpatient surgeries, doctor’s visits, lab work, preventive services, and ambulance services. These medical services, which are outside of inpatient hospital care, fall under Medicare Part B. Part B also covers cancer therapy and kidney dialysis. Some patients can also opt for Medicare Part C, which is a voluntary Medicare Advantage program. Finally, Medicare Part D covers retail prescription drugs.

Though Medicare offers a large breadth of coverage, it passes quite a few costs on to patients. This includes expenses such as coinsurance, copayments, and deductibles. To ensure that patients are not left wanting essential coverage due to the gaps in their Medicare plans, private insurers have stepped in to offer Medicare Supplements or Medigap Plans. There are 10 standardized Medicare Supplement plans, each identified by a letter - Medigap Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan K, Plan L, Plan M, and Plan N.

The spokesperson for Boomer Benefits talks about the difficulty patients face while choosing their ideal coverage by saying, “We often talk to clients who are stumped by exactly what parts of Medicare they need to sign up for and which Medigap plans make the most sense for them financially. Depending on their medical history and their budget, they may need to make some tough choices based on the available options. On top of this, when it comes to picking a Medigap plan, you have multiple insurance carriers to choose from, each of which charges different premiums. Moreover, several medical services are flat out not covered by either Medicare or Medicare Supplements including routine dental, vision, and hearing exams, hearing aids, eyeglasses or contacts, and long-term care or custodial care. You are the best judge of your healthcare needs but unless you have someone on your side to demystify the possibilities, there is a good chance you might overpay for coverage you don’t need or opt for plans that don’t provide enough coverage. Don’t get caught in either situation. You can schedule a free consultation with us here at Boomer Benefits. Our team of insurance experts is always available to provide you with free Medicare advice that will save you money and ensure that you are adequately covered.”

Established in 2005 in Fort Worth, Texas, Boomer Benefits has helped hundreds of thousands of clients pick out the right Medicare plans for themselves or their loved ones. The company has a team of over 30 full-time licensed Medigap experts with over 50+ years of combined experience. Licensed to offer insurance advice in 49 states, it is a trusted member of the National Association of Medicare Supplement Advisors and the National Association of Health Underwriters. Over 7,500 online reviewers who have availed of the award-winning insurance agency’s services have rated the company 5 stars. On its Google Business Profile, Boomer Benefits has a perfect score of 5.0 out of 5.0 from over 4,250 ratings.

American seniors planning on applying for Medicare can contact Boomer Benefits at (855) 732-9055 to schedule a free consultation.