Cumming Car Accident Lawyer Resolves The Unique Question of Liability When Your Car Causes An Accident

The Brown Firm, based in Cumming, GA, has published a new blog post entitled, “Who is liable if my car is involved in an accident, but I was not driving”? Since the law firm specializes in personal injury law, the article explains how a unique liability scenario is created when the vehicle owner is not driving the car when it is involved in an accident. Each car accident injury case is different. Most accident cases are complicated, especially when the car owner is not present in the vehicle when involved in an accident. There is often confusion concerning liability in these types of car accident cases, which the Cumming Car Accident Lawyers at The Brown Firm tries to solve.

The Brown Firm tries to explore legal liability for the damages and compensation. More often than not, car insurance companies are responsible for covering the damages in an accident. Personal injury lawyers explain that the liability in accidents of this nature rests with the car’s insurance, not on the driver. That means, as the article clarifies, the liability to pay compensation for physical, emotional, and financial losses lies with the car insurance company when the owner of the vehicle is not present in the car when it is involved in an accident.

In addition to this, The Brown Firm clarifies that the faulting driver’s insurance will be held liable for damages. In another scenario, when a person driving someone else’s car with a separate insurance policy is involved in an accident, their insurance would be secondary to the vehicle owner’s insurance. The top personal injury law firm in Cumming explains that the owner’s insurance has the primary responsibility for damages and expenses up to their coverage amount, and the driver’s insurance pays any balance beyond the coverage.

Explaining liability in Georgia auto accidents, the article clarifies certain exceptions that can result in the vehicle owner being held liable for the coverage instead of their car’s insurance. This is true in cases when the owner allows a person with a poor driving record or under the influence of drugs or alcohol, or without a driver’s license to drive their car. In that case, if the driver is involved in an accident, the liability for the expenses would lie with the vehicle owner.

Another scenario is in which the car owner claims not to have permitted the driver to drive the vehicle, explains The Brown Firm. In that case, the personal injury attorneys in Georgia state, “If someone takes your car without your permission, you will still usually be responsible for paying damages because it is difficult to prove whether permission was granted or not.”

However, there are exceptions to this rule, and the car owner may not be held liable for expenses if the vehicle was stolen or a family member or friend used it. In such cases, the vehicle owner’s car insurance is liable for damages, states the firm.

All car accidents are unique, and vehicle owners must know how to protect themselves from financial responsibility. An understanding of the insurance coverage and rules is essential to prepare for such unforeseen circumstances.

If one is concerned about a car accident, reach out to The Brown Firm’s legal team for a free consultation.