English Mortgage Broker Offers First Time Buyer Personalised Illustrations

The Mortgage Bureau, a mortgage broker with an office in Cambridge, England, has announced that they are now able to offer first-time property buyers unparalleled advice. Their typical fee is £295 for a personalised illustration. The Mortgage Bureau Cambridge Office helps first time buyers take advantage of the Government’s special reduction in stamp duty for first-time buyers.

Andrew Masterson, a company representative, says, “We help people understand if they qualify as a first-time buyer. Only bonafide first-time buyers are entitled to the special rates which can save them considerable sums of money. With all the uncertainty in the property market caused by the ongoing uncertainty, now is the perfect time for those who want to find a bargain to make their first purchase.”

The company’s website outlines the process anyone purchasing a property will go through. Step 1 is to call the nearest Mortgage Bureau office or complete the simple online enquiry form to get a mortgage agreement in principle. This will help first-time buyers to move quickly after they find their dream home.

Thousands of people looking to buy for the first time are finding their property online. In addition to the big house search sites, many are turning to sites like Purple Bricks and more regionally based sites like Cambridgeshire Live or Cambridge Independent, and speaking directly to their preferred high street estate agent who often has the inside knowledge that huge online property sites will never display.

Masterson continued, “We are here to build long term relationships with our clients by providing independent, unbiased advice. We feel it is the only way to make available the very best mortgage products. We are not tied to any Estate Agent, and we are also able to recommend the most competitive life assurance products which ensure that every client has a tailor-made mortgage package to suit their precise needs. This means our clients get the very best outcome possible.”

Through The Mortgage Bureau Cambridge Office, those who do not qualify for a first-time buyer mortgage can find assistance remortgaging their current property as well. Due to the depressed property market and low-interest rates, many homeowners have decided to stay put and extend. Local authorities in many areas have helped by approving many planning applications where they have been required. In many regions across the country, provided that an extension is within parameters set by the local council, no planning permission is required.

Those looking to extend may find themselves delighted that they might be able to extend up to the 3 metres across the back of their home. In many areas, providing it doesn’t increase the total floor space by more than 50%, planning permission is not even required. Anyone thinking of remortgaging to extend their property is advised to check their local council’s planning site for full details, including costs, prior to approaching The Mortgage Bureau to remortgage their property.

Advice from The Mortgage Bureau Cambridge Office highlights their expertise helping anyone looking to buy for the first time, those looking to invest in a buy to let property as well as helping people remortgage their property. Unlike many estate agents who are tied to certain lenders, their advice is unbiased and comprehensive; and unlike many online sites which help people compare the mortgage offers on hand, they are upfront about any commission they earn as a result of the business.

The company was recently featured on RFD TV’s online site, as well as USA Today in an article which highlighted that they provide financing for residential homes and commercial buildings. As a whole market broker, they can find the best deal and at the same time keep their advice confidential and completely impartial. The article also highlights their views on the buy to let market, and how taking advice from The Mortgage Bureau will help those wondering what they should do.

Those who want to take advantage of the many great opportunities in the property market, and secure the best mortgage offers available are advised to contact The Mortgage Bureau in Cambridge, or one of their other offices as soon as possible. Contact details can be found on their website, where visitors can also choose to leave a message so that the most appropriate office can call them at a time of their convenience.