Moreira Team Expands Service to Offer Best Possible Investment Property Mortgage Rates Nationwide

Atlanta, Georgia -

Moreira Team | MortgageRight, a company based in Atlanta, GA, is happy to announce that they have recently expanded outside of the Atlanta area to offer their services nationwide and help more people get the best possible investment property mortgage rates. Whether the clients are buying their first home, they are repeat buyers, or they simply want to take advantage of better rates through refinance, it is essential to understand how the rates are determined for their unique situation.

Alvaro Moreira, Director of Strategic Growth for MortgageRight, says, “Everyday we speak with clients looking for answers about rates so we know how confusing and intimidating it can be. That’s why we make it easy for you to find the best rates. Our goal is to be 100% transparent, so once you have all the facts, you can make an informed decision on the best home financing product, rate, and terms for your personal situation.”

They want to point out that there are many factors that affect the home financing interest rates and the primary factor is the pricing of securities known as MBS, which are bonds that are secured by home financing and other kinds of lending for real estate properties. In general, the home financing rates will decrease when the price of MBS goes up, and vice versa. Other factors that affect rates include the: state of the global economy; the borrower’s debt-to-income ratio; property location; how the home will be used, such as primary or secondary residence, rental, or vacation home; property type; loan-to-value ratio; borrower’s credit score; home funding features; points; and loan amount. The best way for home buyers to find out their rate is by getting a quick quote, based on their specific borrower profile, from a licensed home financing advisor, such as Moreira Team | MortgageRight.

Alvaro Moreira has also published an article on their website that is titled, “Best Time to Refinance Your Home.” He explained that homeowners will usually refinance their home when interest rates have decreased and they want to shorten the term of their home financing agreement and pay less for interests. This is a great idea because having the interest rate decreased will help the homeowners save money while also speeding up the rate in which they are able to build equity for their home.

However, there are a number of things that homeowners need to know before they refinance their home. First of all, it is important to know that the refinancing process requires the homeowner to get a new home financing deal either with the current lender or a new one. The refinancing process will usually require less time to be completed if done through the current lender. There are also other factors to consider, such as: the time that the homeowner plans to stay in that particular home and the amount needed to complete the refinancing process.

Before going through the process of refinancing a home, it would be best for the homeowner to learn about the advantages and disadvantages. That is why it is advisable to consult with an experienced home financing lender to serve as a guide in choosing the appropriate refinancing option for a particular homeowner.

Founded in 2005, the Moreira Team serves as a boutique broker for home financing that is focused on helping clients find the best possible rate for their specific situation. They believe in the concept of a consultative “done-for-you” strategy for obtaining home funding. In simple terms, they will always treat clients as family and ensure that the process of finding the appropriate funding will proceed smoothly. They will shop a client’s home financing requirements with more than 22 lenders and banks to ensure that they can find the best deal.

Those who are interested in finding the best possible financing rates can check out the Moreira Team | MortgageRight website, or contact them on the phone or through email. They are open from 8:00 am to 8:00 pm, from Monday to Sunday. Those who want know more about the company can visit their Facebook page at https://www.facebook.com/MoreiraTeamMortgage.