Fort Walton Beach Bankruptcy Lawyer Explains Unemployment and Bankruptcy Regulations

March 30, 2020
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Fort Walton Beach, Fl.- Martin Lewis and Steve Jurnovoy, partners of Fort Walton Beach bankruptcy law firm Lewis and Jurnovoy, have constructed a guide regarding bankruptcy and unemployment regulations for their clients.

Lewis and Jurnovoy have consistently been one of the most informative bankruptcy law firms in the Florida Panhandle. Every week they host a popular online show Bankruptcy Hour, in which they answer questions from their community about various bankruptcy laws.

Their desire to inform the public is necessary now more than ever with the COVID-19 pandemic effecting the finances of millions of citizens. The global lockdown due to the novel Coronavirus has left many people without work for an indefinite amount of time. This is leaving many to turn to filing for unemployment or bankruptcy.

According to ABC, in Florida, “The US Labor Department data shows more than 74,000 filed unemployment claims last week, almost 12 times the prior week's numbers. Claims even eclipsing the highest weekly totals from the Great Recession in ’09.”

The skyrocketing number of unemployment claims have tapped the wells dry, leaving very few dollars left for those who file. The chapter 7 bankruptcy attorneys in Fort Walton Beach are concerned that their community is not aware of how dire their financial situation could be if they have to file.

For those seeking to file for bankruptcy, Lewis and Jurnovoy want filers to be aware of the issues possible as well. For one, past and present income status is taken into account when filing for bankruptcy. A means test is applied to each filer to determine their necessity for debt relief. If the filer recently had an income that could sustain their debts, they may not be able to file, even if they just lost their job.

Another consideration Lewis and Jurnovoy want their community to be aware of is that their lack of income may disqualify them from bankruptcy filings that allow them to make repayment plans for their debts.

Whatever a person’s financial or employment situation may be, Lewis and Jurnovoy want the community to reach out to them for help. Even though they would not recommend a personal visit amidst the virus outbreak, they are currently accommodating clients digitally via emails and phone calls.

For more information about unemployment and bankruptcy filings amidst COVID-19, call the law office of Lewis and Jurnovoy today at (850) 863-9110 or visit their website at

SOURCE: Press Advantage [Link]

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About Lewis & Jurnovoy, PA- FWB:

The primary emphasis of our law firm is in the representation of individuals in Chapter 13 bankruptcy, Chapter 7 bankruptcy,mortgage foreclosures, mortgage modifications and protecting against abusive debt collectors.

Contact Lewis & Jurnovoy, PA- FWB:

Steven D. Jurnovoy and Martin S. Lewis
151 South Mary Esther Cutoff Mary Esther, FL 32569
(850) 863-9110

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