Bankruptcy Attorneys in Fort Walton Beach Provide Guidance for Chapter 7 Bankruptcy

August 27, 2019
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Fort Walton Beach, FL. – Lewis & Jurnovoy, P.A., a bankruptcy law firm in Fort Walton Beach, has given a beginner’s guide to Chapter 7 bankruptcy. This guide is given to those who are interested in learning more about Chapter 7, as well as answering frequently asked questions.

Lewis and Jurnovoy first recommend understanding what Chapter 7 bankruptcy entails. Chapter 7 bankruptcy involves canceling a person’s debts without repayment, save for repossessing certain assets to pay creditors.

Lewis & Jurnovoy, P.A. are often asked if a client will be able to erase all their debts. Unfortunately, Florida law will still require a debtor to pay certain debts. Those debts include student loans, taxes, child support, and others. Each client’s case is unique, so it is best to consult a bankruptcy lawyer to know what debts will still be required to pay.

Another commonly asked question is what assets will be repossessed as payment to creditors. People often believe everything will be taken from them if they file for bankruptcy. However, the state of Florida protects residents from losing specific assets. Assets that will be not be repossessed are called “exemptions”. Personal property, homes, cars, and many other assets are common exemptions. A court will determine what non-exempt assets will be repossessed.

The bankruptcy lawyers in Fort Walton Beach, Lewis & Jurnovoy, P.A. are a team dedicated to helping the people of their community. They stay updated on all new changes in bankruptcy law and strive to keep their clients updated as well. Along with posting answers to frequently asked questions, Lewis and Jurnovoy host a television program where they answer questions sent in by their community.

Lewis and Jurnovoy’s clients have nothing but good things to say about the law firm. Marlyn W. says, “I had an amazing experience with the staff and the attorneys. They guided me through the process and made it simple and painless. Thanks Lewis and Jurnovoy.”

For more information about filing for bankruptcy or how to receive a free consultation, call Lewis & Jurnovoy, P.A. at (850) 863-9110 or visit their website www.lewisandjurnovoy.com.

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About Lewis & Jurnovoy, PA- FWB:

The primary emphasis of our law firm is in the representation of individuals in Chapter 13 bankruptcy, Chapter 7 bankruptcy,mortgage foreclosures, mortgage modifications and protecting against abusive debt collectors.

Contact Lewis & Jurnovoy, PA- FWB:

Steven D. Jurnovoy and Martin S. Lewis
151 South Mary Esther Cutoff Mary Esther, FL 32569
(850) 863-9110

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