TEMPOE Helps Credit- and Cash-Constrained Individuals

Chris Garrido, President of Cincinnati, Ohio-based TEMPOE, released a statement about how the company is helping cash- and credit-constrained individuals. In the past, consumers had limited choices when it came to purchasing items they needed. Even credit cards were insufficient solutions due to qualifications needed for credit. Realizing that traditional financing options were not meeting the needs of a large population segment, a small team worked to create the ultimate consumer payment solution. The result was TEMPOE, a no-credit leasing company.

“It started as a small operation but quickly expanded to become a national, multi-office company,” says Garrido. “Despite its humble beginnings, TEMPOE is now regarded as The Obvious Choice by consumers looking for an alternative to traditional financing options. Our services are available in all 50 states as well as in Guam, Puerto Rico, and the Virgin Islands. We also take lease applications online.”

According to Garrido, TEMPOE offers the best financing options possible for consumers. Garrido points out that TEMPOE’s leasing program has some of the lowest rates in the industry. He notes that an assessment of Tempoe retail partners showed that customers tend to prefer TEMPOE leasing over traditional financing options when they want to avoid a hard inquiry on their line of credit. As a result, the company keeps attracting new partners every year. Leveraging the company’s extensive list of retailers both online and in-store, consumers can buy from the brands they know and trust with TEMPOE leasing.

TEMPOE was listed as one of the 30 fastest-growing companies in 2018 by The Silicon Valley Review. Garrido believes that the company’s success can be attributed to its customer-centric approach. The company’s core values are built around the customer’s needs, and that is what has made it so successful over the years.

Garrido also states that the leasing industry is growing rapidly. Garrido claims there are signals pointing towards a retail industry dominated by this type of alternative financing. Many retailers now recognize that leasing constitutes a large share of their business. This is why they now seek strong leasing partners with advanced payment technologies, like TEMPOE.

According to Garrido, applying to become a retail partner is a fairly easy procedure. It can be done on the company website in a few easy steps. However, TEMPOE goes through a screening process to identify quality and trusted brands. Garrido asserts that the company doesn’t partner with just anyone. He says that its goal is to ensure that consumers who use TEMPOE leasing get to shop from brands they love.

Garrido has over two decades of experience in consumer financing. He has worked with the likes of ZEC financial and ACE capital, taking them both to profitability and growth. The TEMPOE CEO is a recognized authority in consumer financing and has spent over a decade in executive roles within the industry.

Garrido states that TEMPOE was built to serve the purchasing needs of those who do not have access to traditional financing. He says that applying for a TEMPOE lease is an easy procedure. The approvals are lightning-fast, and will now be even faster with the company’s new Risk Advantage Engine (™). Garrido also says that there is ample information on the TEMPOE leasing program online for those interested in the company’s leasing solutions. The TEMPOE website also includes a store locator and a lease estimator tool.