Chris Garrido, President of Tempoe LLC in Cincinnati, Ohio, has announced that the company helps consumers make purchases from a variety of brands they love and trust. The company was founded with the intention of helping cash- and credit-constrained individuals to make purchases. According to Garrido, traditional financing options no longer satisfy the needs of consumers. This has spurred rapid growth in the leasing industry in the past few years. As a FinTech company, she explains that TEMPOE’s recent innovations have placed the company at the head of the revolution of alternative financing in the retail industry.
“Alternative financing options like leasing are changing the way consumers shop, and for the better,” says Garrido. “In the past, consumers had very limited options when trying to make a purchase. After the dawn of alternative financing options like TEMPOE’s no-credit required leasing program, consumers have largely embraced the flexibility of leasing and are confident in shopping.“
According to Martin Kuhn, TEMPOE’s Chief Financial Officer, TEMPOE’s advanced payment technologies are what set it apart from other alternative financing options.
“The company just put the final waves of our new Risk Advantage Engine (™) into production,” said Kuhn. “With RAE(™), more customers are being approved and at higher approval amounts.”
Furthermore, TEMPOE allows for much more flexibility in choice. Consumers are able to make purchases from a variety of trusted brands like Kmart and SEARS. TEMPOE has multiple retail partners across the U.S. The company also offers its services to retailers in the U.S. Virgin Islands, Guam, and Puerto Rico. Garrido states that TEMPOE also caters to online shoppers on eComm sites, such as Sears.com, Kmart.com, and all of the Sears outlet brands.
TEMPOE has over 1.8 million customers and a very easy lease application procedure. Chris Chilton, Chief Information Officer, states that the company has seamlessly integrated POS systems that present a customer with a lease option before check out. The company recognizes the fact that retailers need to partner up with a strong leasing services provider. This is because leasing now contributes to a large share of their business. Garrido states that TEMPOE is one of the fastest growing companies in this industry. This statement is backed by the publication of the list of 30 fastest growing companies to watch in 2018 by the Silicon Review. The company credits its rapid growth to allowing for flexibility in consumers’ brand choices. According to Palazollo, TEMPOE understands the pains of consumers who can’t afford to purchase the items they need when they need them.
In some cases, within a 90-day lease, a consumer can purchase the item while paying 10% over cash.
TEMPOE is a no-credit required leasing company that was founded in 2009, but it has quickly become the obvious choice for those looking for an alternative to traditional financing. Based in Cincinnati, Ohio, the company also has offices in New England and San Francisco. The company has Customer Service Centers in Fairfield, OH; Honduras; and Mexico. In October 2015, the company acquired SmartPay, a leasing provider of mobile devices to further strengthen its offerings.
Garrido encourages anyone who has yet to try leasing with TEMPOE to start leveraging this opportunity. He states that most people who choose to give the company’s leasing program a try tend to become repeat customers, 33 percent of TEMPOE’s business comes from repeat customers. Garrido shares that even those with bad credit can still get approved from TEMPOE. He explains that anyone who is interested in learning more about the company and their services can visit the company website at TEMPOE.com. Lease applications can be made on the site, and there is also a lease estimator to help consumers estimate lease payments for an item they have picked out.
SOURCE: Press Advantage [Link]
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