Christchurch, New Zealand based Need Money Now is aware that financial difficulties can plague people from all walks of life. From bills, such as having to deal with medical expenses after an accident (while ineligible for public healthcare), to discovering that the family’s monthly budget has been exceeded, financial hurdles can crop up when least expected. To combat this, Need Money Now strives to ensure that they are always able to assist customers in need of a quick cash influx.
As they proudly proclaim on their website, which can be found at NeedMoneyNow, customers can receive a cash infusion of up to $500 in their bank account within a day of approaching the company for help. Need Money Now enables this speedy transaction utilising a simple 3-step application process. These steps include applying online, receiving approval and a receipt for the transaction, and finally repayment.
Applicants can use the website’s built in calculator function to gauge the size of their financial aid and even set the boundaries of their repayment term, which is a convenient tool to help them understand their obligations before filling out the application itself. In the next step, the applicant’s funds will be transferred directly into their bank account within 60 minutes, following the approval of their application. Finally, the customer does not need to worry about remembering to make their payments on time, or having to travel to Need Money Now’s premises, as the company is able to automatically deduct repayments from the customer’s bank account as per the repayment schedule that was calculated during the first step of the application process.
A crucial part of Need Money Now’s policy is that their customers are able to understand every part of the transaction that they are taking part in. The company sets aside complicated paperwork for precisely this reason; everything that the customer needs to know and do is laid out in a simple easy-to-digest format at every step of the way. Furthermore, this enables full transparency between the company and the applicant, where the latter is always fully aware of the exact costs involved in their repayment scheme. Those interested in learning more may visit the Need Money Now’s Facebook page here: https://www.facebook.com/needmoneynownz/.
Applicants can request between $100 and $500, depending on their emergency, and this can extend to $1000, provided that certain qualifications are met. To qualify for Need Money Now’s financial aid services, applicants, “must earn over $400 per week net from ongoing employment.” This criteria excludes any income that the applicant may receive from benefits, self-employment, their pension, or disability benefit. Notably, however, applicants do not necessarily require good credit to qualify.
The criteria that applicants need to fulfill include being over the age of 18, living in New Zealand, having an active bank account, having access to a computer, an active email address and phone, and so on. In addition to this, first time users of the company’s short-term financial aid services must provide an appropriate form of official identification. A full list of the qualifying criteria can be found at Need Money Now’s website.
The company states on their website that, “Our rate of interest is 1.5% per day. This applies to the balance unpaid at the end of the day and amounts to the equivalent of APR of 547.5% per year.” In addition to this, the company openly informs their customers of the other fees involved in the application process. These include a charge of $25 to establish the applicant’s account with the company, a charge of $20 should the applicant fail to make their repayment in the allotted period, and so on. As with the qualifying criteria, a full list of possible charges can be found on the company’s website.
Those who wish to learn more about the application process and what it entails may contact Need Money Now by calling their customer support line or sending an email through the website’s contact page. Furthermore, the company’s premises can be found at https://goo.gl/maps/mBqVoXo9Lz62.
SOURCE: Press Advantage [Link]
Need Money Now is a local NZ business that provides short-term, no-fuss cash loans. We are proud to offer transparent loan solutions that can help our customers deal with unexpected costs and financial surprises that pop up from time to time.
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