McHenry Roofing is helping Baltimore City business owners and commercial property owners understand how they can get their roof repair and maintenance costs paid for through a commercial roof insurance claim.
All businesses that own properties are recommended to have commercial property insurance to ensure that there they are financially protected against problems out of their control such as fire, theft, or the wrath of nature. However, if the property happens to be affected, commercial insurers can be quick to reject claims by citing lapses in following the proper claims process or failure to maintain the property over the term of the insurance policy.
Joseph Conley, the owner of McHenry Roofing, Baltimore, MD, commented on how adjusters often diminish legitimate claims by commercial property owners by saying, “Insurance adjusters will ask for the history of maintenance that you have done on your property. If you didn’t schedule a roof inspection at least once every year and perform the recommended repairs, they might use that as an excuse to say that your lack of proactiveness is responsible for your current predicament. Another way they might reject a claim is by questioning the competence of the roofer who was tasked with its maintenance or installation. Insurance contracts also don’t cover roofs that are older than a specified number of years. Finally, commercial property insurance policies don’t always cover damage caused by extremely rare events such as earthquakes.”
Baltimore City roofing company McHenry Roofing offers advice to commercial property owners who want to maximize their insurance claims. The first precaution to take is to always hire a licensed roofing contractor for roof maintenance, installation, and repair in Baltimore City. Property owners are advised to never attempt repairs themselves because if they damage the roof in the process, the repair costs won’t be covered by the insurance policy. Apart from being licensed by the state, the ideal roofing contractor should also be insured themselves to indemnify the property owner against accidents that may occur on the work site.
Next, property owners should make inquiries about the quality of the roofing materials and warranties that the roofing contractor provides. For example, since McHenry Roofing is a GAF-Certified contractor, the company uses only the most premium roofing materials to solve the roofing problems faced by local Baltimore City homeowners and commercial property owners. GAF-Certified companies are also able to provide their customers with enhanced warranties that are backed by GAF, the largest roofing products manufacturer in America. Moreover, being served by a GAF-Certified contractor almost guarantees that the commercial property insurance claim will go through mostly uncontested due to the service provider’s reputation and years of experience.
Joseph talks about the advantages that his company offers by saying, “Businesses and commercial property owners looking for roofers in Baltimore City can turn to the experienced and highly rated roofing services offered by McHenry Roofing. We can help you get the most money possible for your policy. We have a lot of experience working with commercial properties and know exactly what to look for and how to report the damage so that the insurance adjuster is compelled to approve your claim. We will coordinate with your insurance provider to ensure that they have every detail they need to address your claim as fast as possible. Our track record of providing long-lasting repairs and comprehensive roofing services to both residential and commercial property owners in Baltimore also prompts adjusters to not second guess the validity of their claims. Our Baltimore clients also rely on us for the upkeep of their properties through our affordable routine roof inspections.”
McHenry Roofing offers services such as flat roof installation, pitch roof installation, metal roofing, gutters and downspouts, skylights and sun tunnels, soffit and fascia repair, gutter guards, and roof leak repair in Baltimore City and Baltimore County neighborhoods including Federal Hill, Otterbein, Riverside, Locust Point, South Baltimore, Pigtown, Hollins Market, Fells Point, Upper Fells Point, Canton, Hampden, Highlandtown, and more.
SOURCE: Press Advantage [Link]
McHenry Roofing prides itself on being Baltimore’s premier roofing company. Headquartered in Baltimore’s Federal Hill neighborhood, McHenry Roofing services the roofing needs of Baltimore and the greater surrounding Maryland area.
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